美世超级信托
的 美世超级信托 for Workplaces
的 美世超级信托 is a workplace savings scheme designed to help you grow your wealth, 无论是现在还是退休后.
We’re a trusted provider to professions such as the police, defence forces and teachers.
美世超级信托 Benefits for Employees
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表演的 美世超级信托 has a strong track record in providing competitive investment performance across the major asset classes. 表演 details can be found 在这里.
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选择你可以投资我们的 投资选择 (ranging from 100% cash to 100% shares) that best suits your personal circumstances, or invest in multiple options to further diversify your investment portfolio. 试试我们 基金选择工具 to find out which investment option may be right for you (it only takes two minutes). Please check the Your plan details booklet for information that’s specific to your plan.
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经验With more than 200 staff involved in manager research, 我们跟踪6,700名经理和大约35名,000 investment strategies across the globe. Each investment option is carefully constructed and we monitor every manager on behalf of our investors.
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支持Access to financial advisers who are able to help you with your investment decisions.
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在线账户管理It’s easy to manage your account by signing in online and/or downloading 美世’s mobile app (available on both the Apple and Google Play stores). 你可以 check your account balance, update your details and review your 投资选择 anytime.
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Competitive fees and insurance premiums*Our size enables us to negotiate lower charges on your behalf in areas such as investment management fees and insurance premiums.
If your employer has set up a plan within the 美世超级信托 you can access information about your specific plan by 登录您的帐户.
你可以 下载文件 such as annual reports or monthly investment updates. Plan-specific documents are available after you log into your account. Your employer will also be able to provide copies of your plan-specific documents.
* Check your plan-specific details to see which, if any, insurance benefits may apply to you. We recommend that you read the policy wordings for full product information, and for the terms and conditions that apply to all insurance policies. Take advice from a financial adviser if you are unsure what action to take.
美世超级信托事实
贡献
You generally contribute to your plan through deductions from your pay. Your employer may also contribute on your behalf.
Depending on the rules of the plan you are in, you may be able to make regular or lump sum contributions over and above the contributions deducted from your pay.
投资选择
Whether you’re an aggressive investor with an appetite for risk, prefer to play it safe or are somew在这里 in between, we’ve got an investment option for you.
你可以 find out more about the 投资选择.
税
美世 will deduct or refund tax on your behalf. You simply need to provide us with your IRD number and your tax rate.
的 美世超级信托 is a Portfolio Investment Entity or what’s known as a PIE. This means any money you make through your investment will be taxed.
的 规定投资者利率(PIR) is the rate at which you will be taxed. A PIR is based on your taxable income. This may include income from your salary, wages and any additional sources of income that you would include in your income tax return.